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! Important Notice before we start

The first step is to see if our services
are right for you:

You're an Australian resident
You're between 18-65 years old
You or your partner have a regular income
You may need to borrow money or take control of your debt
You may have been declined for a loan or have trouble paying your debt

And you understand that...

We'll work with you fully understand your financial situation
We will help you understand your credit report and the areas for improvement
You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
We can only use our best endeavours to ensure that your credit record is true and correct
We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

Get Started No Thanks

Declined For A Loan?

Then Restore Your Credit Rating

Start Your Journey

Established over 20 years ago, Credit Repair Australia is the industry leader in credit restoration and helping people get their finances back on track.

Declined For A Loan?

Then Improve Your Credit Score

Start Your Journey

Established over twenty years ago, Credit Repair Australia is the industry leader in credit restoration and helping people get their finances back on track.

Declined for a loan or struggling to pay the bills?

We could help restore your credit rating.

If you’ve been turned down for a loan or find yourself overwhelmed with debt, talk to our experienced team. We’ll take a look at your situation and provide you with options that could help improve your credit rating, get you out of debt or get your next loan approved.

We can access your reports from all main providers (Equifax and Experian) to assess your credit rating, and we’ll provide a consultation to work with you to explain the solutions to improve your credit score.

Request Your

Consultation Now

Start Your Journey

How Can We Help You?

Your Credit Reports

Credit Restoration

How it Works

Consult
At your consultation we conduct a full assessment of your credit reports - Equifax and Experian.
Review
We will explain all the details of your credit reports including what makes up your score and what lenders like to see.
Inform
Once you have all the details on your reports and know what items are impacting our scores then you can move forward.
Control
The credit reporting system is complicated but with our report information you could avoid further problems.

See what our clients

Have to say about us

“I was in dire straits……..I was knocked back for a personal loan……Before I spoke with CRA I didn’t know I had a problem with my credit rating”.

Frederick

“I felt most comfortable going with a larger company…….I had never come across this sort of thing………Dealing with CRA was really straightforward”.

Mark

“I rang up the bank for personal loan and they said no……The bad credit rating definitely was causing me a lot of stress……Before I spoke with CRA I didn’t know anything”.

Jessica

“I know that in the future if my credit rating wasn’t right then I wouldn’t be able to do things….. We had to put our plans on hold……That’s when I got onto CRA”.

Lucas

© Copyright 2026 Credit Repair Australia Pty Limited ACN: 103 959 502 All Rights Reserved. Conditions Apply. 203-209 Northumberland St Liverpool NSW 2170.

Credit Repair Australia Pty Ltd is licensed with ASIC under the National Consumer Credit Protection Act 2009, Australian Credit Licence (ACL) Number 392319.

DR Administration is a Registered Debt Agreement Administrator, Registration Number 1146 with AFSA

*Past outcomes that others have experienced as a result of engaging us is not necessarily indicative of future results (as each case is different). Loan approval subject to lender's credit criteria.

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