The best way to get ahead financially is to make and stick to a budget. This allows you to create a cash surplus, which you can save and put toward your goals – whether it’s buying or renovating a home or investment property, getting a new car, saving more for...

Afterpay is the latest shopping trend sweeping Australia. Consumers love it, as do retailers. While it can be convenient, it could mean disaster if you want to apply for a new credit card or loan. There are a few things about using Afterpay you should be aware of. Here, we...

Life can be complex and it can often be hard to keep on top of expenses, bills and debts. Without attention and careful repayment strategies, debts can often tally up and get out of control, causing more financial stress and potentially leading to bankruptcy. Thankfully, there are various debt management...

Saving for your first home can be an exciting part of the process if you stay motivated and focused on what you’re trying to achieve. With clear goals in mind, it’ll be easier to cut back on expenses and build up your bank account, knowing that it means you’ll be...

Your credit score is calculated by what’s on your credit report. This score is very important, because it’s what lenders consult to decide whether you are a risk for a loan. Your credit score can affect your ability to get credit, such as a home or car loan or a...

We all love a little retail therapy. Not to mention, shopping is often essential as well as pleasurable. However, shopping can be harmful to your credit history in ways you may not even have considered. This can have a knock-on negative effect on important life decisions, such as getting a...