4 signs that you may have bad credit

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Your credit score is calculated by what’s on your credit report. This score is very important, because it’s what lenders consult to decide whether you are a risk for a loan. Your credit score can affect your ability to get credit, such as a home or car loan or a...
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Your Credit Score 101

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YourCreditScore101
What is your credit score and how does it affect you? In this infographic we help you understand what you credit score actually means and when it will come into play. Your credit score is a numerical score that tells prospective lenders how trustworthy you are as a borrower. The...
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Debt agreement vs debt consolidation loan

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CRA Infographic DA vs DebtConsol Mar18
Are you struggling to make repayments on your debts? While there are many options available to you, it’s important to know which may assist you to get your finances back on track. This month we’ve compared a Debt Agreement to a Debt Consolidation loan. If you’re struggling financially and unable...
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5 behaviours that can lead to a bad credit score

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Your credit score or credit rating is calculated based on your financial and personal information, which is document on your credit report . It’s based on your personal details like demographics and other information like the type of credit providers you have used, and the amount of credit you have...
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6 signs it’s time to get some financial help

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There are many factors that can place you under financial stress and put you at risk of personal insolvency. Some of these, such as unexpected job loss or ill health, can be outside of your control. However, there are also often clear signs that you’re heading into the financial danger...
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4 of the best expense tracker apps to help you budget

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The best way to get ahead financially is to make and stick to a budget. This allows you to create a cash surplus, which you can save and put toward your goals – whether it’s buying or renovating a home or investment property, getting a new car, saving more for...
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