1300 028 327
 

The first step is to see if our services
are right for you:

  • You're an Australian resident
  • You're between 18-65 years old
  • You or your partner have a regular income
  • You may need to borrow money or take control of your debt
  • You may have been declined for a loan or have trouble paying your debt

And you understand that...

  • We'll work with you fully understand your financial situation
  • We will help you understand your credit report and the areas for improvement
  • You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
  • If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
  • We can only use our best endeavours to ensure that your credit record is true and correct
  • We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.

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Why Does My Credit Score Vary Across Agencies


If you've ever applied for credit or checked your credit score, you might have noticed something puzzling – your credit score can vary between different credit reporting agencies. It's not uncommon for individuals to scratch their heads, wondering why their score differs when they expected it to be consistent across...
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Customer Case Studies

case study
HERE ARE THREE CASE STUDIES FROM ACTUAL CLIENTS Case Study #1 Malcolm, one of our clients, achieved a remarkable credit score uplift in just a month. The best part? It’s possible for other people too! Malcolm's credit ratings weren't the best. He was turned down when he applied for a...
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5 Steps to Saving for a Home Deposit


Saving for your first home can be an exciting part of the process if you stay motivated and focused on what you’re trying to achieve. With clear goals in mind, it’ll be easier to cut back on expenses and build up your bank account, knowing that it means you’ll be...
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How can shopping hurt your credit score?


We all love a little retail therapy. Not to mention, shopping is often essential as well as pleasurable. However, shopping can be harmful to your credit history in ways you may not even have considered. This can have a knock-on negative effect on important life decisions, such as getting a...
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4 signs that you may have bad credit


Your credit score is calculated by what’s on your credit report. This score is very important, because it’s what lenders consult to decide whether you are a risk for a loan. Your credit score can affect your ability to get credit, such as a home or car loan or a...
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Debt agreement vs debt consolidation loan


Are you struggling to make repayments on your debts? While there are many options available to you, it’s important to know which may assist you to get your finances back on track. This month we’ve compared a Debt Agreement to a Debt Consolidation loan. If you’re struggling financially and unable...
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