The first step is to see if our services are right for you:
You're an Australian resident
You're between 18-65 years old
You or your partner have a regular income
You may need to borrow money or take control of your debt
You may have been declined for a loan or have trouble paying your debt
And you understand that...
We'll work with you fully understand your financial situation
We will help you understand your credit report and the areas for improvement
You may yourself without charge obtain a copy of your credit record and challenge any entry on your credit report
If you're applying for credit restoration improvement, we cannot guarantee that all adverse credit notations are removed from your credit report
We can only use our best endeavours to ensure that your credit record is true and correct
We will not provide you with any Insolvency services unless and until we've advised you that you may obtain help, free of charge, with credit and debt related problems from community based financial counsellors.
Becoming bankrupt involves you handing control of your financial affairs to a Trustee for a period of time in order for you to get out of debt.
Credit Repair Australia offers a number of options to help you avoid bankruptcy, however if you feel that bankruptcy is your only option we can help you with the process.
Personal bankruptcy may allow you to get out of debt without making any repayments to your creditors, however the consequences of becoming bankrupt are quite severe and that’s why it’s seen as a last resort if other options are not viable.