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A debt settlement involves us making an offer to your creditors that is less than the full amount you owe in order to wipe out the debt completely.

Debt Settlement

Benefits of a debt settlement 

  • Settle the debt for less than the full amount
  • Clear the debt with one payment
  • Could save thousands

A Credit Repair debt settlement focuses on settling your unsecured debts for less than what you owe. Unsecured debts include credit cards, store cards, personal loans, larger phone and utility bills. Debt settlements are rarely used to settle secured debts such as a home loan because the creditor is more likely to repossess a house than accept a payment for less than it is worth.

Fallen behind on repayments?

If you have fallen behind on repayments and can come up with between 40% and 100% of what you owe as a single payment within a reasonable period of time (around 3 months), a debt settlement may be the right option for you.

For more information regarding debt settlement call us on 133 493 or request a call back.

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