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CRA provides an assessment of your credit reports  to determine the most appropriate solution for your individual situation.


When you contact us you can expect the following:

  • Your credit score and a copies of your credit reports with all of the relevant information explained to you by one of our consultants in a clear, easy to understand way.
  • A detailed review of your financial situation and a range of options available based on the information you have given us.
  • An individual action plan and detailed budget developed by our consultant.

As an approved Access Seeker to all credit reporting agencies, CRA can obtain copies of your credit reports instantly, and explain all the listings to you.

Your credit report (also referred to as your credit file or credit history) includes information such as your name, address, employment history, date of birth, a list of creditors who have reviewed the report, date accounts were opened and closed, any late payments, defaults or judgements, clear-outs, crossed or linked files, name changes and bankruptcies, etc.

Whenever you apply for any type of finance, your credit history is checked by lenders. If you have just one negative listing on your credit report, you may find it difficult to get approved.

How do I find out what’s on my credit report?

If you’ve been declined for a loan or are unsure what your credit history looks like, then CRA could help you. We can provide you with a credit report review, and can assess your report to determine the most appropriate solution for your individual situation.

To get your credit report review and assessment call us on 133 493 or request a call back.


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